You ‘re gearing up to enter the housing market and looking for the best mortgage for your current financial situation. If you are like most individuals, you started by searching Google to find the best deal and resources possible. Look no further; we have all the tools you may need to assist you at any stage of the mortgage process.
The best thing you can do for yourself is to get organized and show any documentation you may be asked to provide.
Whether you are purchasing a home or refinancing here is a list of documents your mortgage expert may ask for:
• Two years of W2’s
• Your most recent pay stub
• Two months of bank statements
• Copy of Driver’s License
• Credit Report (your loan officer will pull this for you once you grant permission)
Depending on your situation, you may also be asked to provide a copy of your homeowner’s insurance and a copy of your most recent mortgage payment for refinancing purposes.
Having these documents prepared beforehand helps your mortgage expert be efficient in quoting rates and prices, which allows you to move through the process quickly.
Remember, at Hall Financial, our main objective is to assist you in any way we can and be there for you every step of the way. Contact one of our mortgage experts and get pre-approved today or receive a free 5-minute mortgage review!
