Am I Ready To Buy?

Purchasing a new home is a big decision and Hall Financial is here to help! Our mortgage experts are available
7-days a week to guide you through purchasing your new home. Whether you’re ready for a Hall Financial 5-STAR Certified Pre-Approval, want to be connected to our extensive realtor network, or want to crunch numbers and see if you’re on the path to homeownership – Hall Financial is here for you every step of the way.

Things To Consider:

  • Location
  • Length of time you plan on staying in the area
  • Income and job stability
  • Utility expenses
  • Home care

What Can I Afford?

Down Payment Info

Typically starts at 3% of the cost of the house. The more you can put down, the greater equity you will have in your home and the lower your monthly payment will be. For down payments less than 20%, you may be required to pay mortgage insurance.

Closing Costs

Typically range from 2-6% of the loan amount depending on your area.

Ongoing Expenses

Your housing costs can include the following:

  • Monthly mortgage payment
  • Homeowners Insurance
  • Mortgage Insurance
  • Utilities
  • Maintenance
  • If applicable – Property taxes

Why Go With Hall Financial

Our Team

The majority of our loans are ready to close in 8 business days or less!

Client Focused

Hall Financial takes pride in the fact that we provide exceptional service to each and every one of our clients. With nearly 6,000 Five Star reviews, our dedicated team is determined to make your purchase or refinance process as quick and easy as possible!
Home Purchasing Checklist

Need A Realtor?

Make Hall Financial your first call to get preapproved and we will match you with a preferred realtor in your area!

5 Blue Stars

Nearly 6,000 5-Star Reviews

The majority of our loans are ready to close in 8 business days or less!

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