Michigan Mortgage Rates

Fixed-Rate Mortgage

Available for terms up to 30 years. Here are just a few examples of the great rates we currently offer.

30 Year 6.375% 2 $1,248 6.568%
20 Year 5.925% 2 $1,425 6.190%
15 Year 5.750% 2 $1,661 6.064%
10 Year 5.800% 2 $2,220 6.240%
*APR = Annual Percentage Rate. The payment is based on a conventional loan amount of $200,000 and consists of principal and interest. Total loan costs including points equals $8,500. The payment does not include taxes and insurance premiums. The actual payment amount will be greater. Rates are as of March 27, 2023.

For the lowest Michigan Mortgage Rates and exclusive pricing, click below to get started!

Purchasing a home is a significant investment, and securing the best possible mortgage rate is crucial to making informed decisions. As a Michigan first-time home buyer, it’s essential to understand the current Michigan mortgage rates to navigate the process with confidence. At Hall Financial, we’re committed to providing you with the expert guidance and support you need to secure the lowest Michigan mortgage rates possible.

Today’s Michigan mortgage rates can vary depending on several factors, such as your credit score, the type of loan you’re applying for, and the state of the economy. As a Michigan-based mortgage lender, we have extensive knowledge of the local real estate market, and our team of loan officers is dedicated to helping you find the best mortgage products and rates available.

At Hall Financial, we offer a wide range of mortgage products, including conventional loans, FHA loans, VA loans, USDA loans, jumbo loans, and more. No matter what type of borrower you are or what your unique financial situation may be, we have a mortgage solution that can work for you. Our team of experts is available to provide personalized support and guidance to help you throughout the mortgage process.

Our hyper-focus on client service is evident in our nearly 6,000 5-star reviews. We believe in transparency and honesty when it comes to Michigan mortgage rates. That’s why we offer transparent pricing and no hidden fees, so you can be sure that you’re getting a fair and honest deal. Our team of loan officers is also available to answer any questions you may have and provide you with the information you need to make informed decisions about your mortgage.

If you’re ready to start shopping for a home in Michigan, our fast and easy online application process can help you get pre-approved for a mortgage quickly. We understand that time is of the essence when it comes to purchasing a home, which is why we offer a fast turnaround time to help you move forward with confidence.

In addition to our expert guidance and competitive Michigan mortgage rates, we also provide a range of online tools and resources to help you stay organized and informed throughout the home-buying process. Our mortgage calculators, educational resources, and more can help you make informed decisions and feel confident throughout the process.

At Hall Financial, we understand that every situation is different, and we’re committed to providing personalized support and guidance to each of our clients. Our team of experts will work with you to understand your specific needs and goals and help you find the financing options that work best for your budget and lifestyle.

In conclusion, securing the lowest Michigan mortgage rates is essential to making informed decisions and securing the best possible deal. At Hall Financial, we’re here to provide you with expert guidance, support, and competitive rates to make your dream of homeownership a reality. Contact us today to learn more about our mortgage products and services, and to take the first step towards owning your own home. Our team of experts is always here to help you every step of the way.

Additional Resources

Michigan First Time Home Buyer Tips

Have you been thinking about becoming a first-time home buyer in the state of Michigan? It’s no surprise, given the state’s beautiful landscapes. Whether building a financial portfolio or a future for the family – click here to read some points to consider if you’re in the market as first-time home buyer!

Michigan Mortgage Pre-Approval

A pre-approval from Hall Financial stands out to realtors and sellers. Our 5-STAR service is available 7-days a week to help set you up for success with a same-day Hall Financial 5-STAR Certified Pre-Approval, meaning we’ll get you on the pathway to owning your dream home faster than the competition.