Michigan Mortgage Rates
Fixed-Rate Mortgage
Available for terms up to 30 years. Here are just a few examples of the great rates we currently offer.
| TERM | RATE | POINTS | PAYMENT | APR* |
|---|---|---|---|---|
| 30 Year | 7.125% | 2 | $1,34 | 7.337% |
| 20 Year | 7.250% | 2 | $1,581 | 7.524% |
| 15 Year | 6.875% | 2 | $1,784 | 7.196% |
| 10 Year | 6.875% | 2 | $2,309 | 7.353% |
*APR = Annual Percentage Rate. The payment is based on a conventional loan amount of $200,000 and consists of principal and interest. Total loan costs including points equals $8,500. The payment does not include taxes and insurance premiums. The actual payment amount will be greater. Rates are as of September 21, 2023.
For the lowest Michigan Mortgage Rates and exclusive pricing, click below to get started!
Finding the best mortgage rates in Michigan
As a homebuyer in Michigan, it’s important to know current mortgage rates in Michigan so you can go through the process with confidence. At Hall Financial, our goal is giving you the expert help and support you need to get the lowest mortgage rates in Michigan.
Mortgage rates in Michigan vary based on things like your credit score, loan type, and the economy. Since we’re a local lender, we know the real estate market well. Our loan officers work hard to find you the best mortgage rates in Michigan and mortgage products out there.
We offer many kinds of loans – conventional, FHA, VA, USDA, jumbo, and more.
Our nearly 6,000 5-star reviews show our focus on great service. We believe in transparency and honesty about mortgage rates in Michigan – no hidden fees so you get a fair deal. Our loan officers answer questions so you can make informed choices.
If you’re ready to buy in Michigan, our easy online application helps you get pre-approved fast. We know time matters when buying a home, so we work quickly.
Along with great mortgage rates in Michigan and service, we also offer online tools and resources. Use our calculators, education, and more to stay organized and informed.
We know every situation is unique. We’ll find financing options that fit your budget and lifestyle.
The bottom line – getting the lowest mortgage rates in Michigan is key to a good deal. At Hall Financial, we provide the expert guidance, support, and competitive mortgage rates in Michigan to make owning a home a reality. Contact us to learn more and take the first step.
At Hall Financial, we understand that every situation is different, and we’re committed to providing personalized support and guidance to each of our clients. Our team of experts will work with you to understand your specific needs and goals and help you find the financing options that work best for your budget and lifestyle.
In conclusion, securing the lowest Michigan mortgage rates is essential to making informed decisions and securing the best possible deal. At Hall Financial, we’re here to provide you with expert guidance, support, and competitive rates to make your dream of homeownership a reality. Contact us today to learn more about our mortgage products and services, and to take the first step towards owning your own home. Our team of experts is always here to help you every step of the way.
Additional Resources
Michigan First Time Home Buyer Tips
Have you been thinking about becoming a first-time home buyer in the state of Michigan? It’s no surprise, given the state’s beautiful landscapes. Whether building a financial portfolio or a future for the family – click here to read some points to consider if you’re in the market as first-time home buyer!
Michigan Mortgage Pre-Approval
A pre-approval from Hall Financial stands out to realtors and sellers. Our 5-STAR service is available 7-days a week to help set you up for success with a same-day Hall Financial 5-STAR Certified Pre-Approval, meaning we’ll get you on the pathway to owning your dream home faster than the competition.
