Michigan Mortgage Rates

Fixed-Rate Mortgage

Available for terms up to 30 years. Here are just a few examples of the great rates we currently offer.

TERM RATE POINTS PAYMENT APR*
30 Year 5.999% 2  $1,198.97 6.307%
20 Year 5.799% 2 $1,409.77 6.205%
15 Year 5.550% 2 $1,639.48 6.057%
10 Year 5.499% 2  $2,170.43 5.972%
*APR = Annual Percentage Rate. The payment is based on a conventional loan amount of $200,000 and consists of principal and interest. Total loan costs including points equals $8,500. The payment does not include taxes and insurance premiums. The actual payment amount will be greater.


For the lowest Michigan Mortgage Rates and exclusive pricing, click below to get started!



Your Michigan Mortgage Rate will vary depending on various factors such as your credit score. Upon completion of the form below, you will receive a call from one of our Home Loan Experts who will provide you with a personalized rate and recommendation on which mortgage is right for you!

Additional Resources

Michigan First Time Home Buyer Tips

Have you been thinking about becoming a first-time home buyer in the state of Michigan? It’s no surprise, given the state’s beautiful landscapes. Whether building a financial portfolio or a future for the family – click here to read some points to consider if you’re in the market as first-time home buyer!

Michigan Mortgage Pre-Approval

A pre-approval from Hall Financial stands out to realtors and sellers. Our 5-STAR service is available 7-days a week to help set you up for success with a same-day Hall Financial 5-STAR Certified Pre-Approval, meaning we’ll get you on the pathway to owning your dream home faster than the competition.