Do you know which kind of loan works best for you? Are you looking to obtain a loan to purchase a home? Perhaps you’re wanting to refinance your current mortgage?

Our expert team at Hall Financial can help you from the pre-approval process to when you finally sign on the dotted line during closing. We are here to help you find your dream home!

Your Loan Options

Fixed Rate Loans

  • Fixed  periods of 8 to 30-years available.
  • Buy a home with as little as 3% down.
  • Refinance up to 97% of your primary home’s value.
  • Monthly Payment (principal & interest) will remain the same for the life of the loan

Apply Today!

VA Loans

  • Competitive interest rates are routinely lower than conventional rates.
  • Sellers can pay up to 4% of closing costs
  • Higher allowable threshold for debt-to-income ratios than other loans
  • 100% cashout and 0% down payment when purchasing a home.
Apply Today!

Adjustable Rate Loans

  • 5, 7, and 10 Year ARMs with monthly payments amortized over 30 years
  • The rate stays fixed for the first 5, 7, or 10 years (depending on chosen term), and then adjusts semi-annually thereafter.
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FHA Loans

  • 3.5% down payment required when purchasing a home
  • Flexible credit guidelines.
  • Refinance up to 97.75% of your home’s value
Apply Today!
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