Do you know which kind of loan works best for you? Are you looking to obtain a loan to purchase a home? Perhaps you’re wanting to refinance your current mortgage?

Our expert team at Hall Financial can help you from the pre-approval process to when you finally sign on the dotted line during closing. We are here to help you find your dream home!

Your Loan Options

Conventional Fixed Rate Loan

  • Fixed periods of 8- to 30-years available.
  • Buy a home with as little as 3% down (primary home).
  • Refinance up to 97% of your primary home’s value.
  • Monthly payments remain the same for the entire loan term.

Apply Today!

VA Loans

  • Competitive interest rates that are routinely lower than conventional rates.
  • Sellers can pay up to 4% of closing costs and concessions.
  • Higher allowable debt-to-income ratios than for many other loans.
  • 100% cashout and 0% down payment for Purchase loans.
Apply Today!

Adjustable Rate Loans

  • 5/1, 7/1, and 10/1 ARMs. Monthly payments based on a 30 year repayment schedule.
  • The rate stays fixed for the first 5, 7, or 10 years (depending on chosen term), and then adjusting annually thereafter.
Apply Today!

FHA Loans

  • 3.50% down payment required on purchase.
  • Extremely flexible credit guidelines.
  • Refinance up to 97.75%
Apply Today!
Hall Financial On Zillow

Over 3,000 5-Star Reviews

The majority of our loans are ready to close in 10 business days or less!

Review Us