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Good morning and welcome to 2023! A new year means its resolution time for many. If you think about the foundation new year’s resolutions are built on, it all comes down to growth no matter which way you slice it. I recently read something about Warren Buffet and how growth oriented he was. He achieved so much and never stopped being a student of life. So, it’s only fitting that my challenge to all of us as we kickstart the new year is to focus on getting 1% better every day.

After a long day, it’s easy to come home, sit on the couch, watch TV, and zone out until bedtime rolls around…but that’s not going to help you get smarter or better at anything. Buffet’s best friend and longtime business partner of Berkshire Hathaway, Charlie Munger, said “The best thing a human being can do is to help another human being know more.” We can learn a lot from the habits of these two pals. They didn’t get smart because they are both billionaires…they became billionaires because they are smart…more importantly they never stopped striving to learn more. Despite what you may think, you won’t find Buffet and Munger sitting in front of a computer all day obsessing over numbers and figures. They spend about 80% of their day reading productive material and thinking, making it a natural part of their everyday habits. They make quick decisions, not because they are natural geniuses, but because they already spent a major part of their day critically and thoughtfully thinking about business solutions based off what they have learned. They were sharp, they were witty…they were primed to make impactful moves and decisions.

Every Friday, Hall Financial comes together on what we call Continuous Learning to discuss topics necessary in our industry. One of my favorite things about this industry is that its forever evolving and there’s always something to keep up with. There is so much information that occurs throughout the week from outside sources that it can be a lot to digest. Luckily our team and I love to dig in, interpret all the insight and news out there, and figure out how it applies to our team, our clients and our community. We do the critical thinking to be able to inform you and be ready to guide our partners and clients when they reach out. We are in a constant state of evolution and growth to remain on the cutting edge of the mortgage industry (how’s that for a yearlong resolution baked in!?)

One of Hall Financial’s philosophies is to “Never Ever Be Same Here” … I believe that is one of the many reasons that separates us from the competition. We are constantly learning which make us experts in our craft.

Much like Buffet & Munger, our team is sharp and ready to find quick solutions allowing us to close loans quickly all due to the hard work we’ve put in well before a client has called. I hope the takeaway today is to start this day by gaining the knowledge in your industry and perfecting your craft. And to start this new year off with a growth oriented, continuous learning model in your life and in your business. Never Ever Be Same Here!

Have a great and productive day!