We love Mojo In The Morning and want listeners to get the best mortgage advice possible. Whether you are looking to refinance your current mortgage, purchasing a new home, or have a home mortgage question in general, we are here for YOU.
5 reasons why you should review your current mortgage:
- You’re paying Private Mortgage Insurance.
- Your current rate is above 3 percent and you want to take advantage of historically low rates.
- You need to better manage your inefficient debt.
- You want to make home improvements, pay for college, or need cash for some other big payment.
- You want to change the term of your loan to better match where you are at in life.
5 ways to get ahead of the competition if your buying a home:
- Obtain a proper pre-approval to be seen as a serious homebuyer and beat out your unqualified competition.
- Understand your credit. An improvement of just 20 points on your credit score could save you thousands.
- Know your purchasing power and only look at homes you can afford.
- Have all your questions answered ahead of time. Be comfortable with your mortgage without feeling rushed.
- Stay on top of the market and know your options before committing.
Lower Payments. Better Options. More Personal Attention
I cannot say enough good things about Hall Financial. We just bought our first home and we were very scared of this process, however the entire team at Hall was... read moreMalia J.7/29/2021
Absolutely phenomenal service! They were always there for us when we needed them and always provided the tools we needed to complete the process. AAAAA+++++Jean Bechard7/27/2021
This is our second time working with the Hall Financial team. Their service, speed and communication is amazing! They truly are in it to win it for their clients!Danielle Morabito7/27/2021
Emma Scholten was a absolute pleasure to work with…..she was very easy to reach, responded very quickly to all of my phone calls/emails….and kept me aware of all of the... read moreVonshae D7/24/2021
I would like to give Hall Financial 6 stars out of five. Natalie and Henry were very helpful,prompt,professional, and had all the answers for my questions. I can’t thank them... read moreThomas Kelley7/24/2021
Tina and Emma were very good and professional. They walked us through every step of the way and did thing’s as fast as they could! Thanks to them we got... read morePaul VanHoosear7/23/2021
I called Hall Financial looking for advice about a loan. I spoke to Joe Reams, he was so helpful and knowledgeable that we agreed on a refinance and from that... read moreChristine Jaworskyj7/23/2021
Our refi was a smooth and painless process. We worked with Nathan and Tiara. They were both phenomenal. I will definitely be recommending Hall financial to my friends!Lamar Parker7/21/2021
From the start of our finance to the closing, Laura S and Julie P were fantastic. Every question was answered in a very quick response and I would recommend Hall... read moreDeborah Abbate Cole7/20/2021
Chris Foster and Shannan Barkatt were by far the most knowledgeable and professional mortgage people we've ever worked with! We got the whole thing wrapped up in 8 days! They... read moreDustin Walker7/17/2021
Tara and Tom Hill were awesome people to work with they kept us informed every step of the way! I will definitely refer them to anyone.Bridgett DebbinsBridgett Debbins7/15/2021
The people at Hall Financial did an excellent job. When our first alternative did not work out, they were able to provide additional options that allowed us to refinance.... read moreShelby Smith7/15/2021
We are so happy we chose to go with Hall Financial! Everyone was so helpful! They made the process super easy. Thanks again for a great experience!Brittany Millard7/15/2021
Hall Financial did an awesome job getting me a quick closing and made my house buying process very easy! Thanks!John Cleveland7/14/2021
I ended up switching to Hall Financial due to a problem late in the process with another mortgage company. Everything was very fast and easy with Hall. There were far... read moreNick Fenzan7/12/2021
My refinancing was a very smooth process. They worked with me to determine the optimal rate, loan amounts and all other aspects. I am very happy that I chose to... read moreStephen Sprague7/12/2021