What Can a Cash-Out Refinance Do for You Today?

Cash Today


As a homeowner, many hope to create the perfect home with all the bells and whistles. However, as homeowners begin to dream, many quickly realize they don’t have the skills of Chip and Joanna Gaines and most of all many homeowners are lacking the cash to make their dreams come to life.

What if I told you Hall Financial can help you with all the hidden costs and small annoyances of maintaining and creating your dream home? Hall Financial can help you create the dream kitchen you have been admiring on HGTV for years or even the Man Cave with the perfect ambiance of your favorite sports team memorabilia. Both sound magical, don’t they? Hall Financial can make all these dreams come to life through a Cash-Out Refinance!

So, what is this mystical and magical Cash-Out Refinance we speak of?

A Cash-Out Refinance also known as a “Cash-Out-Refi” is different than your traditional Refinance. A Cash-Out Refinance replaces your current mortgage with a new and improved mortgage plus a surplus from the equity you have built in your home. The surplus is given to you in the form of cash!

  • As a homeowner, if you would like to use these funds from your Cash-Out Refinance with Hall Financial to purchase furniture for your home – you can do it!
  • If you have been eying a specific sound system to take football season to the next level – you can do it!
  • Want to purchase a new car to look good on your new driveway – you can do it!

You can simply do anything your heart desires with the cash from your Cash-Out Refinance. There are no limitations on how you can spend your money!
As a homeowner looking to take their home to the next level your friends at Hall Financial have a few tips and tricks on how to add value to your home and use your Cash-Out Refinance funds wisely!

Update your home’s finishes

Minor changes such as a fresh coat of paint and new light fixers can take an outdated room to modern work of art at a low cost!

Make the change to energy-efficient features and appliances

I don’t know one person who doesn’t love a lower energy bill! Energy-efficient features and appliances are the way of the future! Not only are they pretty but they will save you money in the long run.

Freshen up your curb appeal

Is your home covered in landscaping from the 80s? Although it is daunting let’s rip it all out and give your new home some nice curb appeal. Make your neighbors envious by stepping up your game with some fresh mulch and new plants.

Update your kitchen and bathroom

Two of the most important rooms in any home are the kitchen and bathroom. It has been proven time and time again that these are the rooms that truly sell a home when it hits the market. Putting extra money into these areas will generate a return on investment whether that is when you sell the home or as you use it.

Take care of the roof over your head

The roof is a major staple of your home. The roof of your home protects and beautifies the structure beneath. Upgrading your roof will both protect you and add great value to your home!

All in all, it is important to remember that with a Cash-Our Refinance there are no limits to how you can spend the surplus cash provided to you. Let our team help you make your dreams come to life. Give us a call at 866-Call-Hall today to start the Cash-Out Refinance process!