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If you are looking to refinance your current mortgage, purchase a new home or have a general home mortgage question, we are here for YOU.

5 reasons why you should ask Hall Financial to review your current mortgage:

  • You’re paying Private Mortgage Insurance.
  • Your current rate is above 3 percent.
  • You need to better manage your inefficient debt.
  • You want to make home improvements, pay for college, or need cash for some other big payment.
  • You want to change the term of your loan to better match where you are at in life.

5 ways to get ahead of the competition if you are buying a home:

  • Obtain a proper pre-approval to be seen as a serious homebuyer and beat out your unqualified competition.
  • Understand your credit. An improvement of just 20 points on your credit score could save you thousands.
  • Know your purchasing power and only look at homes you can afford.
  • Have all your questions answered ahead of time. Be comfortable with your mortgage without feeling rushed.
  • Stay on top of the market and know your options before committing.

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